Budget

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Name
with Area Code
All Income from everyone in this budget
All cash on hand and all accounts not counting investing, Emergency Fund, Car Fund, and House Fund.
This is the fund to cover when unexpected things happen. Step 1 is $1,000 to help you get through your debt snowball. When you are debt free except the house you are living in, then you start on step 3. Step 3 is 3 to 6 months of your expenses.
When you have a paid for car, this is where you put your car payment, building for your next car, or for repairs of current car.
Step 3b is building for your first house. Or when you have a paid for house, this is for repairs and things that come up with your house.
each on a separate line (Sinking and/or any fund accounts) (401K & what type) (IRA & what type) (HSA) (Any Investments)
Your 4 walls are things that must happen no matter what to live. (Housing, Utilities, Transportation, and Grocery)
This are your normal bills that you can live without if it came down to it. (Subscriptions, Services, Personal Development, Clubs, Memberships, and so on.)
This is things you like doing or activates that are not a bill. (Trips, Gifts, fun money, eating out, Starbucks, events, and so on.)
This is a list of each card and the process with that card. (The amount will come on the next field in debts.)
On each line (debt a $10,000) This includes credit cards, student loans, car loans, any loans even with friends, hospital bills past due, collections, or any thing you owe. List from smallest on top, to largest on bottom.
Do you rent or own? What is the standing… (Rent $1,700 per month working on saving for house) or (Own $1,500 per month 15 year fixed worth 800,000 with only 100,000 left)
Anything you would like to say or add about your budget.